Having worked in the fishing charter industry since 2005, I have seen a few situations where travel insurance would of relieved a lot of stress for both client & guide/charter company. Lost luggage, cancelled flights, natural disasters and even cancelled trips can throw a spanner into the best plans, it is crucial to have an insurance policy covering these things.
I am not an insurance expert, but I know how important it is to have and how great it is to have when you “need” it. Especially when you look at the cost of said insurance. It’s a small coat for peace of mind.
Why do I Need Fishing Travel Insurance?
“No, you don’t “NEED” travel insurance, but if you find yourself “NEEDING” it, you’ll be glad you have it.”
Let’s say you get sick just before of even during your trip. What if you broke something by slipping over in the boat. Basic medical treatment is fairly affordable and easy. But what if all your expensive camera and fishing gear gets lost or stolen? What if you need emergency evacuation? Unforeseen events and disasters may happen and you suddenly find yourself in a situation where you need to cancel your trip or your trip gets cancelled. Whilst unlikely the above can happen.
What kind of Insurance Do I Need?
Different companies offer different policies and even more possible combinations of the said policies. Sifting through all of them will take a lot of effort but doing so, you’ll find something that will be best for you. There are different levels of coverage depending on how much you are willing to spend. Some more pricier policies can cover everything, from emergency evacuation, trip cancellations to lost or stolen luggage. Remember to always read the fine print!
It is recommended you get the following covered:
- Sickness or Injuries coverage
- Trip cancellation coverage
- Trip interruption coverage
- Emergency evacuation coverage
- Lost or stolen luggage coverage
If your trip Gets Cancelled, How Will you Get Reimbursed?
If a fishing trip gets cancelled we and/or or fishing guides will assist you in your claim by providing all the necessary documents and evidence required by your insurance company. We’ll do these for you promptly and with no hassle ensuring your claim is assessed asap.